Scale to $100M as a team of one.
Daertho is the back office you launch with. Onboarding, KYC, screening, monitoring, reconciliation, billing and reporting run as software from your first customer. You step in only when a decision needs your signature.
The usual road to $100M runs through a back-office department.
A regulated business adds people every time volume grows: someone to check customers, someone to match payments, someone to prepare the reports. By the time revenue is serious, a department is running the company's paperwork. Daertho removes that road.
Revenue
The usual hires
With Daertho
- Compliance officer
- Operations generalist
- KYC analysts
- Payments operations
- Customer records
- Screening team
- Reconciliation clerks
- Billing team
- Monitoring analysts
- Regulatory reporting
- Audit preparation
- Back-office managers
- Quality assurance
- Vendor oversight
Roles shown are typical for a regulated fintech. Your licence and markets decide the exact list.
Operators finish. You authorize.
Every function on Daertho runs as a software operator inside your policies. It carries the work through to the end and brings you in only where a decision is yours to make.
Back-office functions Daertho runs from day one, what the operator does, and when it comes to the founder
|
Function
|
What the operator does
|
Comes to you when
|
|---|---|---|
|
Customer onboarding
|
Collects the application, documents and data, then opens a case for every new customer.
|
A customer falls outside your risk appetite.
|
|
KYC and KYB
|
Verifies identity, pulls company registry data and maps who owns and controls the business.
|
Ownership can't be confirmed from any source.
|
|
Sanctions and PEP screening
|
Screens every customer at onboarding and re-screens the whole book when lists change.
|
A potential match needs a decision.
|
|
Transaction monitoring
|
Reviews alerts against your rules, gathers context and closes the ones that clear.
|
Activity may need to be reported.
|
|
Bank reconciliation
|
Matches bank lines to your ledger every day and follows up on every break.
|
A break is still open after follow-up.
|
|
Billing and invoicing
|
Calculates fees, issues invoices and chases late payments.
|
A customer disputes a charge.
|
|
Regulatory reporting
|
Prepares returns from the case record on your reporting calendar.
|
A report is ready for your signature.
|
|
Records and evidence
|
Keeps every source, request, check and approval attached to the case it belongs to.
|
Your bank partner or auditor asks for it.
|
The back office keeps working after you log off.
A business customer applies at 22:41. By the time you open your laptop, the case is approved, written to your core system and filed with its evidence.
A missing document becomes a request
The operator asks for it, waits, and picks the case up again the moment it arrives. Nothing sits in a queue waiting for someone to notice.
Your morning starts with decisions
You see what needs your signature. The rest is already done.
Every decision keeps its receipts
Sources, requests, policy checks and approvals stay attached to the case, ready when a bank partner or regulator asks.
Start with one function. Add the rest as you grow.
You don't need to switch everything on at once. Onboarding is the natural first step, because that's where your first customers arrive.
01
Choose the first function
Usually onboarding and screening, so your first customer is checked properly from day one.
02
Connect your product
API and webhooks into your app, plus access to the systems the work touches.
03
Set policy and authority
Your risk appetite, thresholds and who signs what. Operators work inside those limits.
04
Go live, then add the next
Run real cases, inspect the completed records, and switch on the next function when volume calls for it.
Questions founders ask first.
Something else on your mind? Write to 1@daertho.com.
Do I still need a compliance officer?
Most regulators expect a named, accountable person for compliance. Daertho does the operational work. The accountable decisions stay with you or the officer you appoint, and every one of them is recorded.
Which functions can I start with?
Start with one. Onboarding, KYC and screening are the usual first step because they sit in front of your first customer. Monitoring, reconciliation, billing and reporting can follow as volume grows.
How does Daertho connect to my product?
Through an API and webhooks. Work enters as structured requests, status events come back as the case moves, and results are written back into your own systems rather than left in another dashboard.
What happens when information is missing?
The operator treats it as work. It requests what's missing from the right person, tracks the request, waits, and resumes the case when the answer arrives.
Can I see why a decision was made?
Yes. Every case keeps its sources, actions, requests, policy checks, approvals and outputs in one record you can open, export or hand to a bank partner.
Launch with the back office already running.
Show us what you're launching. We'll show you which functions run on day one and what stays with you.
Or write to 1@daertho.com